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How to remove Premium Loadings

How is it possible?

If you have a premium loading on your Life, TPD or Trauma insurance of less than 100%, then you may qualify to have the loading removed, permanently. There are conditions - the main one being that your health is similar to when you first received the premium loading.

We arrange this through one of the largest and most well known Life Insurance companies in Australia.

We have been an Australian Financial Services Licensee (AFSL No. 245558) for over 25 years. We are fully owned by McLean Delmo Bentleys, an accounting and professional services business in Melbourne.

How does this happen?


  • Contact us on 1 300 851 203 and we will confirm if you are eligible to apply
  • In some cases, you will need to have a short medical to confirm your current health status.


  • Send our Statement of Advice, detailing our recommendations, quotations, remumeration, etc – all before you agree to proceed.
  • Do the application over the phone with you, arrange any medical and further requirements.
  • Confirm all details with you before any changes are made to your current insurance covers.

Enquire now

Call us on 1 300 851 203


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